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Two-Wheeler Insurance · head to head

Two Wheeler Insurance (Comprehensive) vs Two-Wheeler Package Policy

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Specifications side by side

Spec
Two Wheeler Insurance (Comprehensive)
Two-Wheeler Package Policy
Policy
Policy types
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Comprehensive insurance, Own damage insurance, Third-party insurance; Bundled Two-Wheeler Long Term Policy; Package Two Wheeler Long Term Policy
Number of add-ons listed
9
9
Add-ons listed
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Depreciation Waiver Clause (Nil Depreciation), Engine Protector Cover, Return to Invoice Cover, Road Side Assistance cover, Enhanced PA Cover to Owner Driver, Enhanced PA Cover to Paid Driver, Enhanced PA Cover to Named Passenger, Enhanced PA Cover to Unnamed Passengers, Electric & Hybrid Electric Protect Cover
Cashless garages
2000+
8000+ network garages
Claim process
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
Step 1: Intimate claim - call 1800 568 9999 or online. Step 2: Inspection of the two-wheeler. Step 3: Claim approved, with updates.
Insurer
IRDAI UIN
HDE MO P14 40 V02 14 15
IRDAN102RP0001V02200607

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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