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Two Wheeler Insurance (Comprehensive) vs Two Wheeler Insurance Policy – Package

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Specifications side by side

Spec
Two Wheeler Insurance (Comprehensive)
Two Wheeler Insurance Policy – Package
Policy
Policy types
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Comprehensive Bike Insurance, Own Damage Bike Insurance, Third-Party (TP-only) Bike Insurance, Bundled Two-Wheeler Insurance Policy
Number of add-ons listed
9
10
Add-ons listed
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Zero Depreciation Cover (Depreciation Reimbursement), Engine Protection Cover, Loss of Personal Belongings Cover, Roadside Assistance Cover, NCB Protection Cover, Return to Invoice Cover, Daily Allowance Cover, Consumables Cover, Tyre Protect Cover, Personal Accident Cover
Cashless garages
2000+
1,799+ network garages
Claim process
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
Call 1800 102 1111 or email customer.care@sbigeneral.in; get Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage on confirmation; claims can also be raised and tracked in the SBI General mobile app.
Insurer
IRDAI UIN
HDE MO P14 40 V02 14 15
IRDAN144RP0006V02201112

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