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Two-Wheeler Insurance · head to head

Two Wheeler Insurance (Comprehensive) vs Comprehensive Bike Insurance Policy

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Specifications side by side

Spec
Two Wheeler Insurance (Comprehensive)
Comprehensive Bike Insurance Policy
Policy
Policy types
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Comprehensive Bike Insurance Policy, Standalone Own Damage Bike Insurance Policy, Standalone Third-Party Bike Insurance Policy (5 years and 3 years), bundled package (5-year third-party + 1-year own damage)
Number of add-ons listed
9
10
Add-ons listed
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Depreciation Allowance, Return-to-Invoice Cover, Emergency Medical Expenses, Additional Personal Accident Cover for the Owner-Driver, Consumables Expenses, Roadside Assistance, Depreciation Allowance- Battery, Engine Secure, Tyre and Rim Secure, Additional Personal Accident Cover to Unnamed Persons
Cashless garages
2000+
5,300+
Claim process
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
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Insurer
IRDAI UIN
HDE MO P14 40 V02 14 15
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A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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