Premium depends on your profile
Two-Wheeler Insurance · head to head
Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy) vs Two Wheeler Insurance (Comprehensive)
Universal Sompo
Two Wheeler Insurance (Comprehensive)
Premium depends on your profile
Specifications side by side
Spec
Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy)
Two Wheeler Insurance (Comprehensive)
Policy
Policy types
Third-Party Bike Insurance Policy, Own Damage Bike insurance policy, Comprehensive Bike Insurance; bundled cover with 1 Year OD & 5 Year TP; Two Wheelers Package Policy - 5 Years
Third-Party Bike Insurance, Comprehensive Bike Insurance; Flexible Policy Tenure (long-term two-wheeler policy)
Number of add-ons listed
11
10
Add-ons listed
Zero Depreciation Cover, Towing charges, Loss of key, Consumable Cover, Electrical & Non-electrical item cover, Helmet Cover, Pay as you Use, EMI Protection, Engine and Gear box Protection Cover, Rim Protection Cover, Tyre Replacement
Zero Depreciation Cover, Roadside Assistance Cover, Engine Protection Cover, Consumables Cover, Return to Invoice Cover, Accessories Cover, Daily Cash Allowance Benefit, Loss of Driving License/Registration Certificate, Hospital Daily Cash Allowance, Accidental Hospitalisation clause for family
Cashless garages
8500+
13,500+
Claim process
Intimate via QCS app (minor claims under Rs. 50,000), call centre 1800-103-5499 / 0124-4285499, website 'make a claim', branch walk-in, SMS 'CLAIM' to 56161 or email support@iffcotokio.co.in. Cashless: intimate, survey (upload documents and photos), settlement directly with you or the network garage.
Inform the insurer (helpline or online); submit documents (policy, DL, RC, FIR if theft/third-party, repair bills/estimates); surveyor inspection; cashless repair at a network garage or reimbursement at non-network garage.
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.