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ACKO Life · 164N003V01

ACKO Life Flexi Term Plan

ACKO Life Flexi Term Plan (IRDAI UIN 164N003V01) is a term life insurance plan for people aged 18 to 65 at entry.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

ACKO Life Flexi Term Plan is a term life insurance plan from ACKO Life. Key specifications: maximum entry age 65 years.

Premium depends on your profile
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Maximum entry age
65 years

Full specifications

Eligibility

Minimum entry age 18 years
Maximum entry age 65 years
Minimum sum assured ₹25,00,000
Maximum sum assured Up to limits defined by the company's underwriting policies

Plan

Return of premium option No
Death benefit payout Lumpsum; Monthly installments / payout; Increasing installments / payout; Lumpsum and monthly installments / payout
Riders ACKO Life Accidental Death Benefit Rider (UIN: 164B004V01), ACKO Life Critical Illness Benefit Rider (UIN: 164B006V01), ACKO Life Accidental Total Permanent Disability Benefit Rider (UIN: 164B008V01)
Waiver of premium With additional covers (riders): remaining premiums waived on diagnosis of a critical illness or severe disability

Insurer

IRDAI UIN 164N003V01

About the Flexi Term Plan

ACKO Life Flexi Term Plan (IRDAI UIN 164N003V01) is a term life insurance plan for people aged 18 to 65 at entry. It is one of 29 term life insurance plans on Comparezi, from ACKO Life.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Eligibility and cover

  • Entry age: 18 to 65 years
  • Minimum sum assured: ₹25,00,000
  • Maximum sum assured: Up to limits defined by the company's underwriting policies

Plan options

  • Return of premium: Not covered
  • Death benefit payout: Lumpsum; Monthly installments / payout; Increasing installments / payout; Lumpsum and monthly installments / payout
  • Riders: ACKO Life Accidental Death Benefit Rider (UIN: 164B004V01), ACKO Life Critical Illness Benefit Rider (UIN: 164B006V01), ACKO Life Accidental Total Permanent Disability Benefit Rider (UIN: 164B008V01)
  • Waiver of premium: With additional covers (riders): remaining premiums waived on diagnosis of a critical illness or severe disability

Premium

It depends on your age, cover, city and options. ACKO Life does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

Alternatives to the Flexi Term Plan

All term life insurance →

Aditya Birla Sun Life

Super Term Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.65% Death claims settled (insurer)
Sample premium ₹19,400 a year*

Ageas Federal Life

iSecure Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.52% Death claims settled (insurer)
Sample premium ₹14,640 a year*

Head to head

Compare the Flexi Term Plan

Questions

Flexi Term Plan FAQs

It depends on your age, cover, city and options. ACKO Life does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.

164N003V01. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

From 18 years to 65 years; limits can differ by plan option.

No. It is a pure term plan without a return-of-premium option.

ACKO Life Accidental Death Benefit Rider (UIN: 164B004V01), ACKO Life Critical Illness Benefit Rider (UIN: 164B006V01), ACKO Life Accidental Total Permanent Disability Benefit Rider (UIN: 164B008V01).

Data sources

  • Manufacturer official pages

Last updated

Product details

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